.finance-app-body {
  min-height: 100vh;
  background:
    radial-gradient(900px 420px at 10% 0%, rgba(201, 169, 110, .11), transparent 62%),
    radial-gradient(800px 520px at 95% 10%, rgba(62, 207, 142, .06), transparent 58%),
    var(--dark, #0a0a0f);
  color: var(--text, #e8e4dc);
}

.finance-license-gate {
  position: fixed;
  inset: 0;
  z-index: 9999;
  display: grid;
  place-items: center;
  padding: 1.5rem;
  background: rgba(10, 10, 15, .96);
}

.finance-license-card,
.finance-panel,
.finance-onboarding,
.finance-alert {
  border: 1px solid rgba(201, 169, 110, .18);
  background: rgba(18, 17, 25, .78);
  box-shadow: 0 24px 70px rgba(0, 0, 0, .42);
  border-radius: 8px;
}

.finance-license-card {
  width: min(440px, 100%);
  padding: 2rem;
  text-align: center;
}

.finance-license-card img { border-radius: 8px; margin-bottom: 1rem; }
.finance-license-card h1 { margin: .5rem 0; font-family: var(--font-serif, Georgia, serif); font-weight: 300; }
.finance-license-card p { color: var(--text-dim, rgba(232,228,220,.68)); line-height: 1.6; }

.finance-kicker {
  color: var(--gold-light, #e8d4a8);
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: .14em;
  text-transform: uppercase;
}

.finance-license-form,
.finance-import-form {
  display: grid;
  gap: .75rem;
  text-align: left;
}

.finance-license-form input,
.finance-form-grid input,
.finance-form-grid select,
.finance-import-form textarea {
  width: 100%;
  border: 1px solid rgba(255, 255, 255, .12);
  border-radius: 6px;
  background: rgba(255, 255, 255, .055);
  color: var(--text, #e8e4dc);
  padding: .72rem .8rem;
  font: inherit;
}

.finance-license-form input:focus,
.finance-form-grid input:focus,
.finance-form-grid select:focus,
.finance-import-form textarea:focus {
  outline: 2px solid rgba(201, 169, 110, .45);
  outline-offset: 2px;
}

.finance-primary-btn,
.finance-topbar-actions button,
.finance-panel header button,
.finance-form-grid button,
.finance-import-form button,
.finance-onboarding-actions button,
.finance-settings-grid button,
.finance-sidebar-foot button {
  border: 1px solid rgba(201, 169, 110, .35);
  border-radius: 6px;
  background: rgba(201, 169, 110, .12);
  color: var(--gold-light, #e8d4a8);
  padding: .72rem .95rem;
  font: inherit;
  font-weight: 700;
  cursor: pointer;
}

.finance-license-actions {
  display: flex;
  justify-content: center;
  gap: 1rem;
  margin-top: 1rem;
}

.finance-license-actions a { color: var(--gold-light, #e8d4a8); }
.finance-form-message { min-height: 1.4rem; color: var(--error, #cf6e6e); }

.finance-shell {
  min-height: 100vh;
  display: grid;
  grid-template-columns: 260px 1fr;
}

.finance-sidebar {
  position: sticky;
  top: 0;
  height: 100vh;
  display: flex;
  flex-direction: column;
  border-right: 1px solid rgba(201, 169, 110, .16);
  background: rgba(8, 7, 14, .88);
  padding: 1rem;
}

.finance-brand {
  display: flex;
  align-items: center;
  gap: .75rem;
  color: var(--text, #e8e4dc);
  font-family: var(--font-serif, Georgia, serif);
  font-size: 1.25rem;
  text-decoration: none;
  margin-bottom: 1.25rem;
}

.finance-brand img { border-radius: 7px; }

.finance-nav {
  display: grid;
  gap: .25rem;
}

.finance-nav button {
  display: flex;
  gap: .65rem;
  align-items: center;
  width: 100%;
  border: 0;
  border-left: 2px solid transparent;
  border-radius: 6px;
  background: transparent;
  color: rgba(232, 228, 220, .66);
  padding: .68rem .75rem;
  text-align: left;
  cursor: pointer;
}

.finance-nav button:hover,
.finance-nav button.active {
  border-left-color: var(--gold, #c9a96e);
  background: rgba(201, 169, 110, .09);
  color: var(--gold-light, #e8d4a8);
}

.finance-sidebar-foot {
  margin-top: auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: .75rem;
  color: rgba(232, 228, 220, .56);
  font-size: .85rem;
}

.finance-main {
  padding: 1.4rem;
  overflow: hidden;
}

.finance-topbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  margin-bottom: 1rem;
}

.finance-topbar h1 {
  margin: .15rem 0 0;
  font-family: var(--font-serif, Georgia, serif);
  font-weight: 300;
  font-size: clamp(2rem, 4vw, 3.5rem);
}

.finance-topbar-actions {
  display: flex;
  flex-wrap: wrap;
  gap: .5rem;
}

.finance-onboarding {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 1rem;
  padding: 1rem;
  margin-bottom: 1rem;
}

.finance-onboarding h2 { margin: .25rem 0; }
.finance-onboarding p { margin: 0; color: rgba(232, 228, 220, .68); }

.finance-onboarding-steps {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: .5rem;
}

.finance-onboarding-steps span {
  border: 1px solid rgba(255, 255, 255, .1);
  border-radius: 6px;
  padding: .75rem;
  color: rgba(232, 228, 220, .72);
  background: rgba(255, 255, 255, .04);
}

.finance-onboarding-steps span.active {
  border-color: rgba(201, 169, 110, .52);
  color: var(--gold-light, #e8d4a8);
  background: rgba(201, 169, 110, .1);
}

.finance-onboarding-actions {
  grid-column: 1 / -1;
  display: flex;
  flex-wrap: wrap;
  gap: .5rem;
}

.finance-alert {
  padding: .8rem 1rem;
  margin-bottom: 1rem;
  color: var(--gold-light, #e8d4a8);
}

.finance-view { display: none; }
.finance-view.active { display: block; }

.finance-kpi-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: .85rem;
  margin-bottom: .85rem;
}

.finance-kpi {
  border: 1px solid rgba(255, 255, 255, .1);
  border-radius: 8px;
  background: rgba(255, 255, 255, .045);
  padding: 1rem;
}

.finance-kpi span {
  display: block;
  color: rgba(232, 228, 220, .55);
  font-size: .8rem;
  margin-bottom: .5rem;
}

.finance-kpi strong {
  font-size: 1.55rem;
  font-variant-numeric: tabular-nums;
}

.finance-dashboard-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: .85rem;
}

.finance-panel {
  padding: 1rem;
  overflow: hidden;
}

.finance-panel header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
  margin-bottom: .9rem;
}

.finance-panel h2 { margin: 0; font-size: 1.1rem; }

.finance-form-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
  gap: .6rem;
  margin-bottom: 1rem;
}

.finance-form-grid--wide {
  grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
}

.finance-checkbox {
  display: inline-flex;
  align-items: center;
  gap: .45rem;
  border: 1px solid rgba(255, 255, 255, .12);
  border-radius: 6px;
  background: rgba(255, 255, 255, .045);
  color: rgba(232, 228, 220, .78);
  padding: .72rem .8rem;
}

.finance-list,
.finance-table {
  display: grid;
  gap: .4rem;
}

.finance-row {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 1rem;
  align-items: center;
  border: 1px solid rgba(255, 255, 255, .08);
  border-radius: 6px;
  background: rgba(255, 255, 255, .035);
  padding: .72rem .8rem;
}

.finance-row small { color: rgba(232, 228, 220, .54); }
.finance-row strong { font-variant-numeric: tabular-nums; }

.finance-row-end {
  display: inline-flex;
  align-items: center;
  justify-content: flex-end;
  flex-wrap: wrap;
  gap: .45rem;
}

.finance-row-end button {
  border: 1px solid rgba(201, 169, 110, .24);
  border-radius: 6px;
  background: rgba(201, 169, 110, .08);
  color: var(--gold-light, #e8d4a8);
  padding: .35rem .5rem;
  font: inherit;
  font-size: .75rem;
  cursor: pointer;
}

.finance-row-end button:disabled {
  cursor: progress;
  opacity: .55;
}

.finance-empty {
  border: 1px dashed rgba(201, 169, 110, .24);
  border-radius: 8px;
  padding: 1.2rem;
  color: rgba(232, 228, 220, .62);
  background: rgba(201, 169, 110, .045);
}

.finance-report-grid,
.finance-settings-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: .75rem;
}

.finance-report-list {
  grid-column: 1 / -1;
  display: grid;
  gap: .4rem;
  margin-top: .5rem;
}

.finance-report-list h3 {
  margin: .65rem 0 .2rem;
  font-size: .95rem;
  color: rgba(232, 228, 220, .8);
}

.finance-import-form textarea { resize: vertical; min-height: 180px; }

@media (max-width: 1100px) {
  .finance-shell { grid-template-columns: 1fr; }
  .finance-sidebar {
    position: static;
    height: auto;
  }
  .finance-nav { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .finance-dashboard-grid,
  .finance-onboarding { grid-template-columns: 1fr; }
  .finance-kpi-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 720px) {
  .finance-main { padding: .85rem; }
  .finance-nav,
  .finance-kpi-grid,
  .finance-onboarding-steps,
  .finance-form-grid,
  .finance-form-grid--wide,
  .finance-report-grid,
  .finance-settings-grid {
    grid-template-columns: 1fr;
  }
  .finance-topbar { align-items: flex-start; flex-direction: column; }
}